Given that we specialize in finding credit solutions—especially for people with credit problems—we tend to hear a lot of similar questions on a regular basis. Questions we’re more than happy to answer in person, at any time; however, we figured it couldn’t hurt to compile a list of some of the most commonly asked questions, along with their answers, for everyone to see. Because at Autohouse Kingston, we’re all about trust and transparency. We know that unforeseen problems can arise and leave anyone with credit issues, but we also know that there’s no reason you should suffer because of these issues. So read on and check out some of the most frequently asked questions our Kingston finance team hears on a regular basis; and don’t hesitate to check back, as we’ll be certain to add more questions (and their answers) as they come up.
Is Autohouse Kingston right for me?
We might be biased, but yes! Autohouse Kingston is right for everyone—because we work with everyone, regardless of their credit situation. We also carry an impressive selection of quality vehicles, and work with a huge variety of banks and lending institutions. If you can’t get approved with us, you can’t get approved anywhere!
How do I qualify?
Here at Autohouse Kingston we work with all the major banks and credit institutions. That means we’re able to help you qualify, no matter your credit situation, thanks to our extensive network of lending institutions. We won’t take no for an answer in getting you approved. Simply use our safe and secure online credit application form—found here—to get the process started!
What services do you provide for me?
Autohouse Kingston covers everything you need to get behind the wheel of a new (or new-to-you) vehicle, by providing the following services:
- A great selection of pre-owned vehicles
- Expert financial advice
- Quick and easy credit approval
What is my interest rate going to be?
Interest rates are variable, depending on your credit history, and can range from 0% to as high as 30%. Of course, we’ll check every lender we can to ensure that you’re getting the best rate possible—and one that fits into your budget. After all, we’re all about finding a rate that works for you and your lifestyle here at Autohouse Kingston.
What is prime?
Prime credit is the second highest credit rating available, just behind super prime. By falling into the prime credit category, you’re considered very low risk and you can qualify for a variety of lower interest rates and financing options. Of course, we realize that sometimes credit issues can arise, which is why we’re happy to help you find a vehicle regardless of your credit score.
Where are you located?
Kingston Auto is conveniently located at 1556 Bath Road, in Kingston, Ontario. Click here for a link to our location on Google Maps, or give us a call locally at (613) 634-3262 or toll free at 1-877-801-6314.
I need a new car. Where do I start?
Buying a vehicle is a major investment, but it doesn’t have to be a scary one. Check out our blog post here on how to buy a vehicle and you’ll be prepared to start your vehicle buying journey. Of course, we’re always happy to answer any questions you may have or help in any way—just give us a call!
How are you dealing with COVID-19?
2020 brought forth a huge number of challenges to everyone, not just those in the automotive industry. As a family-owned business, we know the importance of staying safe and healthy and we’ve gone out of our way to ensure our customers’ safety, ensuring that every aspect of our experience meets or exceeds the standards set by both the Ontario and federal government, from enhanced cleaning measures and social distancing protocols, to an improved online experience. If you have any specific questions, don’t hesitate to call us and ask!
Of course, if there were any questions you had that we didn’t answer above, we’d love for you to stop by our Kingston, Ontario used vehicle dealership—or simply contact us via the form below!